It’s simple. Pay off your principal within the 90-day promotional period and you pay no interest. Keep in mind, you must make your regular monthly payments on time because if you miss a payment or are late, you no longer qualify for the promotion.

Not all financing approvals are 90 days interest free. If you are approved for a 90 day interest free offer, your approval page will clearly indicate as such. If you have any questions whether or not you are approved for a 90 day interest free offer, please feel free to reach out to Credova support to discuss.

If you’re unable to pay off your contract within the 90 day period, you’ll be responsible for the full terms and conditions of your contract. This means, you will have to pay any and all incurred interest.

You can buyout of your contract at any time. If you’d like to payoff your contract early, but it’s past 90 days of promotional financing, then you’ll pay interest up until the point at which you payoff the remainder of your principal. You will not be responsible for future months interest charges after your buyout.

Credova is partnered with a network of financing options that offer retail installment sales contracts (RISCs).

With a RISC, you are purchasing the item and agreeing to make installment payments over a specific term plus any associated interest rate.

The interest rate is the amount charged, as a percentage of principal, by a retailer to a consumer for the ability to pay for an item over time. This is often expressed over an annual basis commonly referred to as the annual percentage rate (APR). With a RISC, the system considers more than just your credit and your interest rate will vary based on the information provided. Please review your offer/s carefully prior to completing your agreement.

Not at all. You can payoff your balance at anytime and there are never any prepayment penalties!

• Open/Active checking or savings account
• Government issue photo ID
• Email Address
• Social Security Number
• Income/Employment information
• Phone Number and Address

Very easy! Online applications only require basic information and you can receive an approval in seconds.

Depending on your application details, we can approve you between $300 and $5,000.

Even if you have bad credit, that’s ok. Credova considers all credit types in the approval process and some financing providers accept bad credit, it entirely depends on the financing provider. Keep in mind, there is no hard credit inquiry, so applying won’t affect your credit.

Payments are required at minimum once a month on your scheduled due date.

Please keep in mind, any firearm purchase must be shipped to your local FFL dealer rather than your home address. For shipping timing and tracking, Hinterland Outfitters will provide tracking once the firearm has shipped. All other non-serialized products such as barrels, rails and upper receiver groups will be shipped within 2 business days.

Hinterland Outfitters will not require any up front payment during the purchase process. Programs offered on Hinterland Outfitters’s website will not require a payment for atleast 30 days.

Yes, you can finance firearms or a combination of any other products out of state. Certain restrictions may apply. Pleae be aware, all firearms purchases must ship to and be picked up at a local FFL dealer.

If you need to make a return, please contact Hinterland Outfitters at 1-866-554-GUNS (4867) or refer to our Return Policy by clicking HERE. Our world-class consumer services team will work directly with you to facilitate a return.

You may apply for financing anytime prior to checking out. There are multiple places throughout the website that will provide a link for you to apply, including any place where you see “Get Financing For As Low As” on product pages. You can also visit www.Credova.com and select the Apply Now button in the top right corner. Select Hinterland Outfitters as your preferred retailer during the application process.

Pre-qualification approvals are good for 30 days while full approvals are good for 60 days.

If you have any questions about your financing or need assistance with your application, please reach out to Credova support at 833-273-3682. You can also e-mail support at info@credova.com or visit the Credova website at www.Credova.com and select the Chat feature from the homepage.

Only purchases at full MSRP qualify for financing. Discounts and promotions disqualify the purchaser from the finance option.

We do not offer a military or LE discount.